YOU WORK HARD SO YOU CAN LIVE YOUR BEST LIFE.
So do we.
Personal
Checking accounts that pay you back. Auto loans that help you drive away happy. It’s all right at your fingertips.
Business
From basic business checking to treasury management, we’ve got your business banking needs covered.
Agriculture Loans
Ag term loans. Farm equipment loans. Short-term notes. We know agriculture like nobody’s business.
We’re a community bank vested in helping people live their best lives.
As your local bank, we’re here for one reason: to serve your personal and business banking needs. Whether it’s helping you finance a whole new dream home or renovate one dreamy corner of it. Or whether you need a line of credit to manage cash flow or a lease to maintain your fleet.
Always reaching for solutions, not sales quotas. Always stepping up for our neighbors.
Farmers & Merchants State Bank offers a full range of traditional, online, mobile and telephone banking products from personal checking and savings accounts to auto loans, home loans and business banking. Find out how we can work for you.
Personal Banking
Pay bills or pay yourself. Bank online or on the go. Build credit and perks with every debit purchase. Find all things personal finance right here.
Your best life.
We built every branch of F&M Bank around supporting you and your community—to help you flourish. You work long hours to see your dreams come true. So do we.
Business & Agriculture
Open a business checking account. Save money for taxes. Apply for a business loan. Find all things business banking right here.
