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FDIC-Insured—Backed by the full faith and credit of the U.S. Government

Upcoming Holiday Hours: We will be closing early on 12/24 at 12:00PM and will remain closed through 12/25 in observance of Christmas. Our offices will re-open for normal business hours on 12/26. In addition, our offices will be closed 1/1/26 in observance of New Years. Our offices will re-open 1/2/26 for normal business hours.

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“I have been with F&M Bank for 27 years now. I have worked with Allan on numerous funding projects. I have not met a better man when it comes to what is best for me and my business as well as the bank in general."

Jim Rivello, Owner

McDonald's Restaraunts

“F&M Bank has been a huge part of our steady growth and success. We look forward to being a continued partner with them for years to come.”

Rich Rhoades

Deer Haven Farms, LLC

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