Operating expenses. Equipment. Farmland. Agri-business.
Grow Your Business
Find the business loan you need to ride out a rough season or expand your operations. From term loans to operating loans, equipment loans and commercial real estate loans, we’ve got your back.
Get help with financing everything from land to livestock production, farm equipment, working capital or nearly any other ag-related need.
Buy your own farm or expand your existing one with the help of local lenders with working knowledge of farming and agriculture markets.
Finance or refinance new or used equipment without cutting into capital, savings or production along with business loan recommendations tailored to your needs.
Get guidance on FSA guaranteed loans, Ag Link loans, operating lines of credit, short term operating notes and more for everything from buying a farm to securing working capital.
Compare and decide for yourself.
Choose from a range of business loans designed to boost your growth. Work with lenders who know agriculture and how to tailor solutions to your operation.
|Compare||AG TERM LOANS||SHORT TERM OPERATING NOTES||OPERATING LINES OF CREDIT||AGRI-REAL ESTATE LOANS||FARM EQUIPMENT LOANS||SPECIALIZED LOAN PROGRAMS|
|Works for you if…||You want a general-purpose ag loan with flexible terms||You need a quick cash infusion with flexible terms||You want working capital or a way to manage shifts in seasonal needs||You’re ready to buy your own farm or expand your existing one||You need to finance or refinance new or used equipment||You want to explore FSA guaranteed loans, Ag Link loans and other business loan options|
|Flexible repayment terms|
|Local decisions and processing|
|Lenders with expertise in local agricultural standards|
|Great service and customized solutions|
What’s it like banking with us? See for yourself.
Paul Waldsmith, CEOThe YMCA
"Our family business has experienced amazing growth and success over the last few years, and that would not have been possible without our relationship with Doug Shaw at F&M Bank. Doug has given us many options to enhance how we operate, allowing us to navigate the economic environment. F&M has allowed our business the opportunity to have an even bigger positive impact on our customers, employees, and the community. We are very grateful to have a local bank that shares the same values that we do, and look forward to a bright future!"
Brock MealerPAHL Ready Mix Concrete
Jim Rivello, OwnerMcDonald's Restaraunts
We Know Agri-Business
Recognized on American Banker’s Top 100 Farm Lender list, we're among the lending industry's best. Our lenders take the time to understand your operations and tailor solutions to fit.