We have received reports of suspicious phone calls regarding F&M MasterCard Debit Cards, requesting codes to initiate a card replacement order. If you receive a suspicious phone call, please call 800.417.8715 for assistance.
Welcome to Farmers & Merchants
Welcome Ossian State Bank customers to Farmers & Merchants State Bank!
Congratulations to the Class of 2021
Start your new journey and we’ll deposit $25 when you open a new checking account!*
FM Investment Services
Trust our team of financial experts to guide you and your future goals.
We Nurture Lasting Relationships
We’re a community bank committed to helping individuals, families, farmers, and business owners grow their dreams. From traditional banking to the latest advancements in mobile, we are financial partners here to help you make your best investment decisions.
What can we do for you today?
From getting the best rate for your first home to maximizing your retirement savings, we have a range of products to suit your needs.
How can we help you grow your business?
Let us help with financing so you can focus more on keeping operations running smoothly. Explore our products. From short-term loans to treasury management, we tailor solutions to your business.
How can we make banking easier?
Whether you’re ready to save money by switching to us or want help planning your next purchase, our tools make it simple.
Important Updates About COVID-19
Get the latest information about F&M business operations and office access.
Get in touch with a local banker today
Invest in your career
Whether you’re just starting out or a seasoned professional, we have a range of opportunities for ambitious and customer-centric individuals seeking a fulfilling career.