Cover unanticipated expenses, consolidate debt or book a vacation (finally) – no collateral needed.
If you don’t own your home or prefer not to borrow against it, a personal loan picks up where home equity loans leave off, giving you a handy source of funds at an affordable rate.
A great funding option for income gaps or sudden expenses, a personal line of credit is variable-rate revolving credit you tap as needed. Apply once, pay interest only on what you borrow.
“F&M Bank has been our bank of choice for personal finances since 1998. In April 2017, we moved all of our business banking to F&M. We have been extremely satisfied ever since. Dan has given us the personal service rarely given in today’s banking environment. He truly takes an interest in our business and even in our family as well. We feel with F&M, we get trustworthy service and a staff that strives to meet our financial goals.”