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YOU'RE READY TO BORROW BETTER.

So are we.

Find a loan that works hard for you.

Lock in a mortgage rate you can afford. Manage debt with a low-rate personal loan. Drive away happy with our low, fixed auto loan rates. Auto loans to personal loans at rates that make them work for you.

Meet the F&M lending team.

We’re transforming banking, one hardworking loan at a time.

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Calculators & Tools

Personal loans calculators, home mortgage calculators, auto loan calculators and more.