Personal Loans

Personal Loans

Whether it’s a sudden expense or just vacation to get away from everything, F&M can make it happen. Renovate your home, buy a new computer, or pay off your credit cards — anything’s possible with a personal loan. Let one of our loan experts customize a loan just for you.

Get your personal loan


  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs or updates
    • Family vacation
    • New hobby or personal projects
    • And more
  • Repayment terms customized to fit your unique needs
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

Simple Loan calculator

Estimated monthly payment $0
Total paid $0
Total interest paid $0

Our calculators are for informational purposes only and are not intended to provide financial advice. All examples are hypothetical and for illustrative purposes. Although we have obtained content from sources deemed to be reliable, Farmers & Merchants State Bank and its affiliates are not responsible for any content provided by unaffiliated third parties. You may wish to consult an appropriate outside advisor about your financial situation.