The Legacy Savings account is designed to help you build something that lasts. Whether you're planning for the future or setting aside funds for what matters most, this account offers a simple, secure way to grow your savings with confidence - today and for generations to come.
| Account Balance | Rate | APY* |
|---|---|---|
| $9,999 or less | .01% | .01% |
| $10,000 or more | 3.44% | 3.50% |
Securely access your account and manage expenses 24/7
Get convenience and security without the paperwork.
Legacy Savings: APY-Annual Percentage Yield effective as of January 20, 2026. Rates are subject to change. Personal Accounts Only. Interest will be paid on your daily account balance as follows:
If your daily balance is $9,999.99 or less, the interest rate paid on the entire balance will be 0.1% with an APY of 0.1%.
If your daily balance is $10,000.00 or greater, the interest rate paid on the entire balance will be 3.44% with an APY of 3.50%.
Interest will be compounded every day. Interest will be credited to your account every quarter. A minimum deposit $1,000.00 to open this account. A $3.00 monthly service charge will be charged if a $300.00 minimum balance is not maintained each day during the month. This fee will be assessed on the last business day of the month. Fees may reduce earnings.