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Debit cards with perks?

Debit cards with perks.

Open your F&M checking account online or at any branch and get a free debit card to use for whatever matters most to you. Like extra cash in your wallet. 
For more information on how to obtain a debit card, please visit your local office or contact us at 800-451-7843


Free Mastercard® debit card accepted worldwide and online


EMV chip technology for an added layer of security


Protects your debit card from suspicious activity


Banking on your time with easy withdrawals and deposits


Lost or stolen card? Just let us know, and we’ll replace it.


Add your debit card to your mobile wallet for quick, secure purchases.


Turn cards on or off, set spending limits and more.

A new era of convenient, fast and secure payments. Just Tap & Go™

F&M’s Debit Mastercard® is officially contactless! It’s like having exact change wherever you go, but even faster and more convenient than cash. Use anywhere you see the Contactless symbol at checkout. Among the many benefits of contactless transactions, safety, efficiency, cleanliness, and security are key drivers. Start enjoying the benefits of your new debit card today!

The benefits of contactless payments.

Contactless checkout is ideal when speed and convenience are essential. You can use it at stadiums, fast food restaurants, gas stations, grocery stores, transit locations and more. Plus, your card or device never leaves your hand, reducing the risk of loss or counterfeit, and each purchase is uniquely encrypted. 

How to Set Up Mobile Wallet

Our Mobile Wallet feature works with Apple Pay, Android Pay or Samsung Pay. Simply hold your phone near the contactless reader and place your finger on Touch ID to pay. Ready to set it up? Just two quick steps, and you’re done.

1. Find your device on the list of compatible devices:

  • Android Pay: Most NFC-enabled Android devices running Android 4.4 KitKat (or newer)
  • Apple Pay: iPhone 6 or newer, iPad or Apple Watch
  • Samsung Pay: Galaxy S7 edge, Galaxy S7, Galaxy S6 edge+, Galaxy Note5, Galaxy S6 edge, Galaxy S6 active, Galaxy S6, Gear S2 (Beta – with NFC only)

2. Download the app and follow the setup instructions online.
Android Pay App
Apple Pay Setup Guide
Samsung Pay App

What’s it like banking with us? See for yourself.

Need us?

Find us across Ohio, Indiana and Michigan. Or right here online.

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