Annual Percentage Yields (APY) accurate as of June 10, 2026. Your interest rate and annual percentage yield may change.
Tier 1 – If your daily balance is $500 or less, the interest rate paid on the entire balance in your account will be 5.00% with an Annual Percentage Yield of 5.12%.
Tier 2 – If your daily balance is greater than $500, the interest rate paid on the balance greater than $500 in your account will be 0.01% with an Annual Percentage Yield of 0.01%.
Assuming a maximum account balance of $1,000 the Annual Percentage Yield (APY) will range from 2.56%-5.12%, depending on the account balance.
Birthday Reward: Individuals ages 12 and under will receive a $10 deposit at the end of each monthly statement cycle following their birthday each year.
Account specific features may vary and are dependent on the account age tier chosen.
Customer ages 16+ will receive one free box of checks, if requested at account opening.
Nationwide ATM fees will be refunded up to $10 each monthly statement cycle for ages 13 and older.
At the end of the calendar year that accountholder reaches Age 21, this account converts to a Everyday
Checking or comparable checking account offered at that time.
Fees may reduce earnings.
