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YOU SPEND EVERY DAY PLANNING AHEAD.

So do we.

I WANT TO:

We know agriculture.

The agriculture business waits for no one. As your local bank, you can count on us to anticipate your needs and meet you where you need us most. From weathering rough seasons to upgrading your equipment or adding precious acres to your operations, we’re here to support you through every stage of the agriculture business. Recognized on American Banker’s Top 100 Farm Lender list, we know agriculture and work hard to understand your operations.

Partner with one of the best business banks in the lending industry. F&M Bank.

Find a banking tool that works hard for you.

What’s it like banking with us? See for yourself.

"Trusted partners like F&M enable our nonprofit to ensure that no area youth are denied access to the Y’s programs and facilities because of financial limitations.”

Paul Waldsmith, CEO

The YMCA

"Grateful cannot even begin to express what our community partnership with F&M Bank truly means. When partnerships work, we build better communities and F&M has been instrumental in helping to make Archbold a better community."

Jen Kidder, Director of Parks & Recreation

Archbold Parks and Recreation

"For over thirty years, F&M Bank has played an important role in enabling Arts Place to meet its mission to nurture the creative spirit in our community. F&M Bank is truly nurturing the creative spirit here in our community!"

Eric R. Rogers, Executive Director, CEO

Art's Place