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We are currently experiencing service disruptions affecting our in branch and online/mobile banking. Our team is actively working to resolve it as quickly as possible. We apologize for the inconvenience and appreciate your patience.

Standing with over 25 years of lending experience, Pat Burkholder’s knowledge of products and procedures guarantees each customer finds the best solution for their needs. Having worked at F&M for nearly 40 years, Pat has built a strong and loyal client base, often assisting the children of past clients. If she cannot provide a solution, she will recommend ways to overcome any issue they are experiencing. She also is very active within the community, being involved in various local organizations.  

OHIO

Bryan, Stryker, West Unity