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FDIC-Insured—Backed by the full faith and credit of the U.S. Government

Upcoming Holiday Hours: We will be closing early on 12/24 at 12:00PM and will remain closed through 12/25 in observance of Christmas. Our offices will re-open for normal business hours on 12/26. In addition, our offices will be closed 1/1/26 in observance of New Years. Our offices will re-open 1/2/26 for normal business hours.

Eric Faust serves as F&M’s Chief Risk Officer and joined the bank in the fall of 2022. As CRO, he is responsible for the company’s enterprise and regulatory risk management functions.

Mr. Faust has held many roles in the banking industry; most recently the position of First Vice President/Director of Risk Management at Northstar Financial Group in Wyoming, Michigan. He was also, previously, an Examination Manager for the State of Michigan, Department of Insurance and Financial Services.

Mr. Faust has an MBA from Davenport University and a BS in Business Administration from Central Michigan University.

Eric lives in Grand Rapids, Michigan.