What do we mean by invested in community?
We’re committed to delivering on our promise to the communities we serve. How do we show our support? Here's just one example: During the COVID-19 pandemic, we funded over $140 million in PPP loans and helped local small businesses protect over 18,750 jobs.
We’re also proud of our charitable giving, which grows each year. We help sustain organizations across Indiana and Ohio, including Connecting Kids to Meals, Community Harvest Food Bank, and the Ohio Foundation of Independent Colleges. And in a true show of our commitment, we give every F&M employee 8 hours each year to devote to the deserving cause of their choice.
The return on our investment in community: priceless.
What’s it like banking with us? See for yourself.
"For over thirty years, F&M Bank has played an important role in enabling Arts Place to meet its mission to nurture the creative spirit in our community. Major sponsorship of our performance series has made it possible to bring artists of national and international stature to our community. As well, F&M Bank’s assistance has helped us to provide private music lessons and ensembles for children, adolescents, and adults through our MusicWorks program. But, the Banks’s support for Arts Place goes well beyond our annual programming. F&M’s major sponsorship of our Legacy Capital Campaign played a big part in realizing our $2.4 million project to expand and enhance our Jay County Campus. Farmers & Merchants State Bank is truly nurturingthe creative spirit here in our community!"
Eric R. Rogers, Executive Director, CEO
Art's Place“Without the support and expertise of Crystal and everyone at F&M Bank, I wouldn’t have been able to purchase my business. They took the time to walk me through the loan process, answered my questions and most importantly treated me with respect. With their advice and guidance my business will continue to thrive and grow.”
Amy Wildman
Schramm's Florist
“We decided to go with the F&M Bank because their customer service came highly recommended by our friends. F&M's mortgage team dealt with coordinating the entire process from our loan application to our closing. The process was seamless and easy and F&M kept us informed every step of the way. Lindy and I would highly recommend the F&M team to help with your mortgage needs. They went above and beyond for us and was fantastic to work with.”
Andrew & Lindy Gillmore
First-Time Homeowners“A good banker needs to know you and your needs to take the time to know a lot about your business in order to help you effectively. Jeff has always gone that extra mile to help us effectively utilize our bank. He has always taken the time to listen and to learn about us and our business and always has good suggestions about how we can effectively use our banking relationship. He’s a key part of our business growth”
Richard Hoffman
Appraisal Research“F&M Bank has been a great bank to work with. I like the fact that their decisions are made locally. They have always given me great rates and their bankers are friendly and professional. I look forward to working with F&M on future needs for my business!”
Shawn Fear
Fear Powersports
“What started in the late 1970s with a couple hundred acres has grown to over 2500 acres of grain farming. We also have a high raise chicken layer barn. I’m proud of the growth our operation has seen and that I’m able to work with my wife, two sons and multiple other family members. F&M Bank has been a huge part of our steady growth and success. We look forward to being a continued partner with them for years to come.”
Rich Rhoades
Deer Haven Farms, LLC"Grateful cannot even begin to express what our community partnership with F&M Bank truly means. When partnerships work, we build better communities and F&M has been instrumental in helping to make Archbold a better community. Support of the programs and special events we offer, as well as financial backing in the development of our new splash pad proves that F&M is passionate about Archbold and shares the same goals as the Parks & Recreation Department: to provide opportunities to the residents and visitors.”
Jen Kidder, Director of Parks & Recreation
Archbold Parks and Recreation"Our family business has experienced amazing growth and success over the last few years, and that would not have been possible without our relationship with Doug Shaw at F&M Bank. Doug has given us many options to enhance how we operate, allowing us to navigate the economic environment. F&M has allowed our business the opportunity to have an even bigger positive impact on our customers, employees, and the community. We are very grateful to have a local bank that shares the same values that we do, and look forward to a bright future!"
Brock Mealer
PAHL Ready Mix Concrete
“Using F&M Bank for our commercial loans has been instrumental in our success. You do not get this level of transparency, trust, and personal relationships with national banks. Since our first loan together over 10 years ago, I have ran countless development projects & scenarios by Rob Graham at all hours of the day and I have always appreciated his time and effort in vetting my projects alongside me to assure they are a success.”
Justin Lorenzen
Lorenzen Realty
“I have been with F&M Bank for 27 years now. I have worked with Allan on numerous funding projects. I have not met a better man when it comes to what is best for me and my business as well as the bank in general. Allan has constantly followed up with us on how the bank is doing for us, and if there is anything that they can be doing better. Allan goes above and beyond, what I feel is his call of duty and I’m happy to call him my friend.”
Jim Rivello, Owner
McDonald's Restaraunts“Without your organization, Idon’t know if my family could survive.” As a representative for Community Harvest Food Bank, this has been said to me so many times by persons from all over our nine county region at different distributions. The look in the eyes of so many as they receive food can be overwhelming and makes me grateful for being able to share in those moments. Those moments are not possible without the support of organizations such as the F&M Bank. Thank you for thinking of Community Harvest Food Bank as a “charity of choice” that day. I only wish you could share in some of those moments that I described! All of us here at CHFB thank your organization for your kind consideration of our mission.”
Roy Nevil, Community Engagement Coordinator
Community Harvest
“Connecting Kids To Meals is so grateful to F&M Bank for its extremely generous donation of $16,220 from its annual Golf Outing. These funds have helped us to serve over 32,000 nutritious meals to at-risk kids in Northwest Ohio. Thousands of kids struggle with food insecurity each day, but with the help of F&M Bank, Connecting Kids To Meals has been able to increase access to fight against the impacts of hunger so that kids can learn, focus and live healthier lifestyles. “
Wendy Huntley, President
Connecting Kids to Meals
"On behalf of the Champaign Family YMCA’s Board of Trustees, our members, and the hundreds of youth we serve each year I offer heartfelt appreciation for F&M Bank’s contribution of $5,000 to our Y’s 2021 Invest in Youth Campaign”. stated, “trusted partners like F&M enable our nonprofit to ensure that no area youth are denied access to the Y’s programs and facilities because of financial limitations.”
Paul Waldsmith, CEO
The YMCA“F&M Bank has been our bank of choice for personal finances since 1998. In April 2017, we moved all of our business banking to F&M. We have been extremely satisfied ever since. Dan has given us the personal service rarely given in today’s banking environment. He truly takes an interest in our business and even in our family as well. We feel with F&M, we get trustworthy service and a staff that strives to meet our financial goals.”
Randy Cochran
Elgin Service Center-PioneerWork hard. Play hard.
Join a team that believes hard work and fun go hand in hand. A group of people who truly care. And a place that brings out the best in you.
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