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It has come to our attention that our customer care number is being imitated. You may get a call from a scammer claiming to be from the bank and asking for personal and bank details. Please note: We will NEVER call you to verify personal information. If you receive such a call, do not share your details and report the incident to us immediately. Stay safe and thank you for your vigilance!

PROUD BOOTSTRAP PULLERS, SLEEVE ROLLER-UPPERS & DREAM MAKERS SINCE 1897

And we’re just getting started.

Founded in 1897. Cultivated daily.

Nurturing lasting relationships and helping people live their best lives. That’s the mission and vision that define and drive us.

Partnering with the families, farmers and business owners of our great region. That’s not just what we do. It’s who we are.

Modern bankers. Trusted advisors. Savvy lenders. True partners in reaching your financial goals.

Raising barns and spirits. Turning wheels and tides. When you need us, we’re there.

News. Stock prices. Annual reports. Find it all in one convenient place.

Meet the team that’s transforming banking.

Andrew Baker joined F&M in 2022 serving as Regional President of Northern Indiana. In 2025, Mr. Baker was named F&M Bank's Chief Strategy Officer to drive our strategic plan and chair a committee to drive strategic initiatives, projects, products and services. He remains responsible for F&M's Northern Indiana region ranging from Fort Wayne, Indiana to the Michigan border. 

In his newest role, Mr. Baker is responsible for leading all aspects of F&M’s community-based retail banking operations, including the company’s branch network, mortgage line of business and private banking.

Mr. Baker brings nearly 30 years of banking experience, most recently as Executive Vice President and the Market Manager for PNC. Throughout his career, he has excelled in several leadership roles along with being recognized for his ability to build and strengthen teams.

Mr. Baker has a Bachelor of Science in Finance from Indiana University and a Master of Business Administration from Case Western Reserve University.

Andy and his wife live in the Fort Wayne area.

You see great things in your future. So do we.

If you have a drive to learn, a strong work ethic and a desire to develop your career in banking, you're in for the best opportunities out there.

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