Score $300 when you open a new personal checking account!

Our personal checking accounts are designed for you.

Whether you’re looking for more convenient access to funds or earn more interest on your account, we have a variety of Personal Checking options to suit your lifestyle. From our Smart Checking account designed for basic banking, to our Loyalty Rewards Checking with tiered interest rate rewards, each of our personal checking accounts are designed for you.

Compare our Personal Checking options!

Are you ready to Score $300?

As a proud sponsor of BGSU Athletics, we’re giving you the chance to score $300 when you open a new Personal Checking account!


  • Disclaimers
  • Score $300 Offer – You may be eligible for a $300 account opening bonus if you open a new Personal Checking Account. The account opening bonus will be treated as interest for IRS (Form 1099-INT) reporting purposes. No minimum balance is required to obtain this bonus. A minimum deposit may be required to open a Personal Checking Account. Offer is not available to existing F&M checking account customers or those with an F&M checking account closed within the last six months. Offer limited to one account per household and one account opening bonus per account per calendar year. If you close your new Checking Account within 180 days of account opening, the account opening bonus will be forfeited and it will be deducted from the account balance at closing. F&M employees and their immediate family members residing in the same household are not eligible for the account opening bonus. Account specific requirements may apply based on the account opened but would not affect the eligibility for receiving the bonus. Health Savings Accounts are not included in this promotion. Limited time offer. Member FDIC

Request Info

Looking for more information about our Personal Checking options? Not sure which account fits you and your financial needs best? Fill out the form and one of our local bankers will reach out to discuss options specific for your needs!