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You like flexibility.

So do we.

Pick a term that works for you. New options are waiting ...

Saving for the future doesn’t have to be hard. Now at F&M, you can choose a Certificate of Deposit with the right maturity date for you. Start with a low minimum deposit and save more for your future today!

  • 11, 17 & 23 month terms!
  • $1000 minimum deposit with no maximum investment
  • No maximum deposit!


Pick a CD term that works for you and earn 4.50% APY!*

Start with selecting from one of our new 11, 17, or 23 month CD terms, then make a low minimum opening deposit and start saving more for your future today!

DISCLAIMERS

*APY - Annual Percentage Yields are effective as of December 1, 2023. At maturity, the 11 month CD will automatically renew as a 12 month CD. The 17 month CD will automatically renew as a 18 month CD. The 23 month CD will automatically renew as a 24 month CD. Stated  APY assumes interest remains on deposit until CD maturity. A minimum $1,000 deposit is required to open this account. Fees may reduce earnings. Subject to penalty for early withdrawal. The advertised APY is subject to change without notice. Limited time offer. 

Open a new CD and save more for your future today.

Pick your term below to get started.

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