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The cash back checking account

Open a checking account that pays you back.

Want cash back just for using your debit card for everyday purchases? You want Bucks Back Checking. Earn $5 cash back every month when you meet the easy qualifiers. Bucks Back pays off in other ways too, including a free debit card, free online statements, unlimited check writing and more.

  • Earn monthly cash back rewards*
  • Free online & mobile banking
  • Nationwide ATM fee refunds**
  • Low $5 monthly service charge
  • Free debit card
  • Free online statements
  • Unlimited check writing

Earn Easy Cash

It’s easy to earn cash back with Bucks Back Checking. Just enroll in eStatements and make 20 point-of-sale debit card transactions (PIN or Signature) per monthly statement cycle. Don’t make it one month? No problem. You can still qualify for cash back the next month.


Securely access your account and manage expenses 24/7.


Receive refunds on ATM fees, up to $10/month.**


Meet the monthly qualifiers, and we’ll waive it.


Get convenience and security without the paperwork.


Avoid inconvenience and fees with automatic transfers.

Minimum to open the account is $50. No minimum balance is required to qualify for bucks back and ATM fee refunds. If qualifiers are met each monthly statement cycle:

* Earn $5.00 during the monthly statement cycle and

** Receive refunds up to $10.00 for nationwide ATM fees assessed by our bank and other banks during the monthly statement cycle. Cash back payments will be credited to the account at the end of the monthly statement cycle. ATM fee refunds will be credited to the account the next business day after the qualifiers have been met for each month. When Bucks Back Checking qualifiers are not met during a monthly statement cycle, no cash back payments are made on debit card point-of-sale purchases and ATM fees are not refunded. A $5.00 service fee will be charged each monthly statement cycle when qualifiers have not been met. A monthly statement cycle runs from the day after the last business day of the month to the last business day of the following month. This account is intended to be used as the accountholder’s primary checking account in which payroll transactions and day-to-day spending activities are posted and settled. The account’s debit card is expected to be used frequently throughout each month and for transactions and amounts to reflect a wide dollar range. The bank reserves the right to determine if this account is being maintained for a purpose other than primary, day-to-day use. Requires a valid e-mail address. This account is not to be used for commercial purposes. There is a limit of one (1) Bucks Back account per household. At our discretion, rewards may change at any time after account is opened. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ins and other requirements apply.

Need us?

Find us across Ohio, Indiana and Michigan. Or right here online.