Digital Banking Features

Digital Banking Features

Digital Products & Services

Our digital services feature the latest technology in online and mobile banking, including Popmoney (Person-to-Person payments), A2A (Account-to-Account transfers), Messenger and Mobile Deposit Capture.

Bill Pay

An electronic billing and payment system. You can pay your bills, view your e-bills and maintain complete control over your activities through your online payment system. Now pay your bills directly from your online or mobile banking service with a single sign on.


An online payment service that allows you to send and receive payment directly from your F&M Online and Mobile Banking services using only the recipient’s email address, mobile phone number or account information. You can also send a message along with your payment. With Popmoney there is no need to write checks and reorder when you run out; no dealing with exact change and breaking large bills!


Account-2-Account allows you the ability to transfer money between your accounts at F&M to your accounts at other institutions. With A2A you can save time by not having to drive to the bank!


Notifies you each time a designated event takes place either by text or email. Templates simplify the process of selecting which transactions automatically trigger e-alert responses, such as when a low balance is reached or a check clears.

How to Set Up a Notification

Mobile Deposit Capture

Use your smart phone’s camera to snap a picture of the front and back of each check, then submit the image for deposit electronically to your F&M account. This enables you to deposit checks individually, as you receive them, reducing the risk of loss or theft and improving cash flow.

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