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Fight fraud and focus on your business

Positive Pay

Reduce your exposure to fraud risk with this advanced business fraud monitoring tool. Positive Pay matches items processed each evening, flagging potentially fraudulent checks and/or ACH transactions. Using early detection like this helps cut down on the number of returned unauthorized items before regulatory deadlines expire.

Positive Pay uses a simple automated process to detect both check and ACH fraud:

  • Check Positive Pay compares checks presented for payment to those in your check issued file
  • ACH Positive Pay compares ACH transactions presented for payment to the authorized companies on file
  • Receive fraud email alerts when a mismatch occurs
  • Approve a payment or decline – your call
  • Get funds returned quickly should fraud occur
  • Enjoy the peace of mind that comes with increased data security

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