OPERATING LINES OF CREDIT
The business loan that revolves around your business.
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- OPERATING LINES OF CREDIT & EQUIPMENT LOANS
FDIC-Insured—Backed by the full faith and credit of the U.S. Government
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Stay flexible with revolving credit you can tap as needed.
OPERATING LINES OF CREDIT
Got supply demands that shift with the seasons? Peak sales and spending cycles that don’t always line up? Solve cash flow shortages with a flexible line of credit.
- Competitive rates and flexible terms
- Apply once and draw funds as needed
- Pay interest only on the funds you use
- Replenish credit as you repay principal
- Local decision-making and processing
- Lenders who know local agri-business standards
EQUIPMENT LOANS
Want to replace a plow but preserve working capital? Pick up a tractor without piling on credit card debt? Apply for an affordable equipment loan.
- Finance new or used equipment
- Prevent costly lapses in production
- Avoid cutting into working capital or savings
- Competitive rates and flexible repayment terms
- Local decision-making and processing
- Attentive, friendly service from start to finish
Business loans and lines of credit
Because we're all about flexing to meet your needs.
COMPETITIVE RATES
For seasonal fluctuations, inventory, and working capital with trade discounts
FLEXIBLE TERMS
To meet your specific business needs and cash flow situation
LOCAL EXPERTISE
Lenders with working knowledge of local business standards
FAST, FRIENDLY SERVICE
Local decisions and processing by lenders you know and trust
The F&M blog
Rethinking Your Savings in a Changing Rate Environment
Smart Ways to Use a Business Line of Credit
Back-to-School Starts Now: Smart Moves to Ease the Financial Rush
