Skip to main content
FDIC Logo
FDIC-Insured—Backed by the full faith and credit of the U.S. Government

Upcoming Holiday Hours: We will be closing early on 12/24 at 12:00PM and will remain closed through 12/25 in observance of Christmas. Our offices will re-open for normal business hours on 12/26. In addition, our offices will be closed 1/1/26 in observance of New Years. Our offices will re-open 1/2/26 for normal business hours.

INVESTMENT PROPERTY LOANS

Small business loans for big steps forward

Why an investment property?

You've researched the area, run the numbers, looked at more than one property (ok, a lot more than one). You’re ready to invest, and you have every reason to do so. Investing in real estate diversifies your business, for one. It can also generate passive income, stable cash flow and significant tax advantages.

If you’ve found the property that checks all the boxes, you’re looking at the best local source for financing. F&M Bank offers a variety of business loan programs and a host of benefits.

  • Competitive rates for the purchase, refinance or construction of investment properties
  • Flexible repayment terms customized to fit your financial demands
  • Owner-occupied or investment financing
  • Amortization without balloon payments
  • Lenders who know you and your business objectives

Small business loans, local support

LOCAL EXPERTISE

Lenders who know you and your business objectives

FLEXIBLE REPAYMENT TERMS

Customized to fit your financial demands

FAST, FRIENDLY SERVICE

Local decisions and processing

COMPETITIVE BUSINESS LOAN RATES

For the purchase, refinance or construction of investment properties

AMORTIZATIONS WITHOUT BALLOONS

Flexible options to meet unique borrowing needs

Meet with a lender

Get more than capital. Get help from some of the smartest and most caring local bankers in the lending industry.

Teaching Kids About Money in a Digital World
Rethinking Your Savings in a Changing Rate Environment
Smart Ways to Use a Business Line of Credit