We want the best for your employees.
Just like you.
Give your employees the best with our Bank at Work program.
Built for your employees. Designed for you.
As a community bank, F&M is your local partner to help you reach your financial goals. From traditional checking and savings accounts to personal loans, insurance and more, trust F&M to provide unique financial solutions for you. F&M is proud to offer you and your employees the following financial benefits to help get you started:
Money Management Benefits
- Checking options with unique perks
- New savings account options with competitive rates
- Health Savings Account benefits
- $250 account opening bonus!*
Consumer Lending Benefits
- Personal Loan rate and fee reductions
- Mortgage loan support and closing cost discount
- Home Equity Line of Credit (HELOC) bonuses
Investment Benefits
- With free investment consultation!
*$250 Offer – You may be eligible for a $250 account opening bonus if you open a new Retail Checking Account. Just fulfill the following requirement within the first 90 days of account opening; Establish one Direct Deposit or automatic payment (ACH) which posts and settles to the account and enroll in eStatements. The account opening bonus will be deposited into your new Retail Account within 30 days after having met the requirement. The account opening bonus will be treated as interest for IRS (Form 1099-INT) reporting purposes. No minimum balance is required to obtain this bonus. A minimum deposit may be required to open a new retail account. The Dream Builder Account and Health Savings Accounts are not included in this promotion. Offer is not available to existing F&M checking account customers or those with an F&M checking account closed within the last six months. Offer limited to one account per household and one account opening bonus per account per calendar year. If you close your new account within 180 days of account opening, the account opening bonus will be forfeited and it will be deducted from the account balance at closing. An account opening bonus will not be paid if an accountholder switches to another account from the original account that offered an account opening bonus. F&M employees and their immediate family members residing in the same household are not eligible for the account opening bonus. ATM Fees will be refunded if enrolled in eStatements or account specific qualifiers are met. If qualifiers are not met, ATM fees will not be refunded. Account specific requirements may apply based on the account opened but would not affect the eligibility of receiving the bonus. Limited time offer. Rate discounts and fee waivers may be rescinded if Bank at Work account is closed.