The checking account that saves you money
On the things you're already paying for.
Earn up to 5.05% APY with Loyalty Rewards Checking.
It pays to be loyal.
It's never too early to dream big.
Meet the Dream Builders Account, made just for kids.
Let’s check off that to-do list.
What’s new – and will it work for you?
Checking accounts that pay you back. Mortgage rates that fit your budget. Personal loans that expand your options. Find it all plus help choosing what’s right for you, right here.
Interested in Banking at F&M?
Find and visit any of our locations across Ohio, Indiana and Michigan. Or right here online.
What’s it like banking with us? See for yourself.
Eric R. Rogers, Executive Director, CEO
Art's Place“Without the support and expertise of Crystal and everyone at F&M Bank, I wouldn’t have been able to purchase my business."
Amy Wildman
Schramm's Florist
Andrew & Lindy Gillmore
First-Time Homeowners“A good banker needs to know you and your needs to take the time to know a lot about your business in order to help you effectively. Jeff has always gone that extra mile to help us effectively utilize our bank.
Richard Hoffman
Appraisal Research“F&M Bank has been a great bank to work with. I like the fact that their decisions are made locally. They have always given me great rates and their bankers are friendly and professional."
Shawn Fear
Fear Powersports
Rich Rhoades
Deer Haven Farms, LLC"Grateful cannot even begin to express what our community partnership with F&M Bank truly means. When partnerships work, we build better communities and F&M has been instrumental in helping to make Archbold a better community."
Jen Kidder, Director of Parks & Recreation
Archbold Parks and Recreation"Our family business has experienced amazing growth and success over the last few years, and that would not have been possible without our relationship with Doug Shaw at F&M Bank."
Brock Mealer
PAHL Ready Mix Concrete
Justin Lorenzen
Lorenzen Realty
Jim Rivello, Owner
McDonald's Restaraunts"The look in the eyes of so many as they receive food can be overwhelming and makes me grateful for being able to share in those moments. Those moments are not possible without the support of organizations such as the F&M Bank."
Roy Nevil, Community Engagement Coordinator
Community Harvest
Wendy Huntley, President
Connecting Kids to Meals
Paul Waldsmith, CEO
The YMCA“F&M Bank has been our bank of choice for personal finances since 1998. In April 2017, we moved all of our business banking to F&M. We have been extremely satisfied ever since."
Randy Cochran
Elgin Service Center-PioneerThe F&M blog
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