We have received reports of suspicious phone calls regarding F&M MasterCard Debit Cards, requesting codes to initiate a card replacement order. If you receive a suspicious phone call, please call 800.417.8715 for assistance.
Fraud Detection Services
Stop fraud dead in its tracks before it affects your business. Choose Positive Pay to safeguard your money from fraudulent activity. CardValet® is a great tool to control business spending and reduce exposure to fraud risk on a business debit card. Get the peace of mind you need — sign up today.
Positive Pay
Positive Pay is our Fraud Monitoring Tool for a business that is committed to reducing exposure to fraud risk. By matching items being processed each evening, we are able to identify potentially fraudulent checks and/or ACH transactions. This early detection assists the return of unauthorized items prior to the expiration of regulatory deadlines.
- Catch fraudulent activity before the money leaves your account
- Simple process:
* Check Positive Pay – Automatically compares checks presented for payment to those in your check issued file
* ACH Positive Pay – Automatically compares the ACH transactions presented for payment to the authorized company’s on file - Sends alerts when a mismatch occurs
- You decide whether or not to approve the payment
- Timely return of money should fraud occur
- Enjoy increased peace of mind knowing your information is secure
CardValet
With the free CardValet® app, you’re always in control of card activity. Turn cards off and on, set thresholds, monitor transactions, and much more — all from your smartphone. Best of all, it’s customizable to your preferences.
- Turn your debit card on and off from anywhere
- Stay informed with fraud alerts
- Receive debit card usage alerts
- Transaction controls for purchases
- Available for personal and business debit cards
- Get real-time account balance information
To sign up, download the CardValet mobile app today!