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Some banks will tell you that you have to sacrifice flexibility to get a higher interest rate. Not at F&M! Our FLEX Money Market account offers tiered rates so the higher your balance goes, the better your return. And you can still access your money whenever you need it.

  • Competitive, tiered rates
  • Higher balances earn higher rates
  • Interest compounded and credited monthly
  • Enjoy flexibility with enhanced access to funds, including direct check writing
  • Make deposits at any time or set up direct deposit
  • Free online banking
  • Free mobile banking
  • Free online statements
  • $2,000 minimum deposit to open