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Get a jump start on your future with our new Smart 25 Checking account. Designed for students and young adults under 25 years of age, this account offers ATM Fee refunds* and will get you on your way to growing your dreams.

  • Designed for students and young adults age 25 and younger
    • Primary accountholder must be at least 17 years of age
  • Nationwide ATM fees refunded up to $10 each month*  
  • No minimum balance required
  • No monthly service charge assessed
  • $50.00 minimum deposit to open account
  • Free Debit Card established at account opening
  • Free Online Statements provided via Online banking
  • Free mobile banking

*Minimum to open a Smart 25 Checking account is $50.00. Debit Card established at account opening. Nationwide ATM fees will be refunded up to $10.00 each monthly statement cycle. Online Statements available each monthly statement cycle. A valid email address is required. If paper statements are requested, a monthly paper statement fee of $5.00 will apply. This account converts to a Pure Checking Account, or comparable account offered, at the end of the calendar year that accountholder reaches Age 25.  Pure Checking is a non-interest bearing account with a monthly service fee of $6.95. The monthly service fee is waived when Pure Checking qualifications are met during the monthly statement cycle. Account subject to approval.