Using your home equity as collateral
That we replenish as you repay principal
From short-term to one-time needs
And pay interest* only on the funds you draw
With monthly account deductions you set
And processing from friendly, helpful lenders
A home equity line of credit is revolving credit that uses your home equity as collateral. You apply once, tap into your line as needed and pay interest only on the funds you draw.* Once you’re approved, we set a credit limit based on your needs and credit history.
“F&M Bank has been our bank of choice for personal finances since 1998. In April 2017, we moved all of our business banking to F&M. We have been extremely satisfied ever since. Dan has given us the personal service rarely given in today’s banking environment. He truly takes an interest in our business and even in our family as well. We feel with F&M, we get trustworthy service and a staff that strives to meet our financial goals.”