On September 28th, F&M will be sending enrollment messages for Debit Mastercard Text Fraud Alerts from code 20733. Please reply YES to enroll or NO to decline within 72 hours. For more details please click here.
Don’t be fooled by the name — our Christmas Club isn’t just for holiday saving! Use this account to set aside funds for major purchases: vacations, car down payments, or anything else. When your account matures in October, we’ll give you the balance. Then it’s happy spending!
- Easily save year-round for the holidays or a vacation
- Earns interest
- No minimum balance requirements
- No monthly maintenance charges
- Direct deposit allows you to conveniently make deposits in the amount that works for you
- Penalty for early withdrawal
- Funds disbursed in October
- $10 minimum deposit to open