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Smart 25 Checking
Smart 25 Checking
Get a jump start on your future …
Designed for students and young adults under 25 years of age, our Smart 25 Checking account helps you to focus on building your future. With convenient features and no monthly service fees, this account will get you on your way to growing your dreams!
Open your new Smart 25 Checking account today!
Please choose from one of the following options.
If you are an existing customer, please click “Open a New Account” when logged into online or mobile banking.
Nationwide ATM refunds
Get refunded up to $10 each month.*
No minimum balance
Without requirements, you can avoid fees even if your account is empty.
No monthly service charge
Avoid fees and keep your money where it belongs—with you.
Free debit card
Receive upon account opening and get access to your money when you need it.
Free online statements
Get convenience and security without the paperwork. Available via Online Banking.
Free mobile banking
We’ve made it easier than ever to securely access your account and manage your finances on the go.
*Minimum to open a Smart 25 Checking account is $50.00. Debit Card established at account opening. Nationwide ATM fees will be refunded up to $10.00 each monthly statement cycle. Online Statements available each monthly statement cycle. A valid email address is required. If paper statements are requested, a monthly paper statement fee of $5.00 will apply. This account converts to a Pure Checking Account, or comparable account offered, at the end of the calendar year that accountholder reaches Age 25. Pure Checking is a non-interest bearing account with a monthly service fee of $6.95. The monthly service fee is waived when Pure Checking qualifications are met during the monthly statement cycle.