Home Mortgage Loans
The keys to your dream home are within reach — and we can help you get them with affordable rates and flexible terms catered to your unique situation. You'll also receive personalized service from our local experts, as well as a quick decision.
- Competitively low rates for home purchase or refinance
- Available for primary residence, second homes, vacation homes, or investment properties
- A wide range of financing programs available:
- Fixed Rate Mortgages
- Adjustable Rate Mortgages (ARMs)
- FHA & VA Mortgages
- Rural Development Mortgages (USDA)
- Budget-friendly repayment terms, unique to your situation
- Helpful loan advisors with working knowledge of the local real estate market
- Free pre-approval for extra confidence when it comes to securing financing
- Refinance your current home to potentially lower your rate
- Detailed, attentive service from start to finish
Welcome Home Program
A grant from the Federal Home Loan Bank usually available from March through July or until all funds have been advanced. Designed to target low to moderate income Ohio families by providing $5,000 toward the purchase of a home.
Community Housing Improvement Program (CHIP)
A grant through the state of Ohio administered by Maumee Valley Planning Commission. Contact CHIP at (419) 784-3882 for more information.
Ohio
Mary Stefko
Home Loan Manager
NMLS ID #305800
Ph: 419.446.2501
Amy Brentlinger
Home Loan Originator
NMLS ID #1582010
Waterville, Bowling Green, Findlay, Perrysburg, Sylvania
Ph: 419.446.2501
Leigh Boothman
Home Loan Originator
NMLS ID #580338
Bryan, Defiance, Hicksville, Montpelier, Stryker, West Unity
Ph: 419.446.2501
Pat Burkholder
Home Loan Originator
NMLS ID #580342
Bryan, Defiance, Hicksville, Montpelier, Stryker, West Unity
Ph: 419.446.2501
Diana Dennie
Home Loan Originator
NMLS ID #583444
Napoleon, Archbold, Custar, Delta, Swanton, Wauseon
Ph: 419.446.2501
Sue Dieringer
Home Loan Originator
NMLS ID #580339
Wauseon, Archbold, Custar, Delta, Napoleon, Swanton
Ph: 419.446.2501
Gloria Gunn
Home Loan Originator
NMLS ID #583445
Archbold, Custar, Delta, Napoleon, Swanton, Wauseon
Ph: 419.446.2501
Kelly Martin
Home Loan Originator
NMLS ID #746540
Bowling Green, Findlay, Perrysburg, Sylvania, Waterville
Ph: 419.446.2501
Cheri Schuette
Home Loan Originator
NMLS ID #580346
Defiance, Bryan, Hicksville, Montpelier, Stryker, West Unity
Ph: 419.446.2501
Indiana
Chris Coy
Home Loan Originator
NMLS ID #1444177
Angola, Auburn, Butler, Huntertown
Ph: 260.868.2177
Travis Hunt
Home Loan Originator
NMLS ID #1762791
Decatur
Ph: 260.724.1814
Judy Heflin
Home Loan Originator
NMLS ID #413260
Berne
Ph: 260.589.3525
Katherine Thorpe
Home Loan Originator
NMLS ID #1162832
Monroe
Ph: 260.692.6033
| Program | Rate | APR | Points | Payment |
|---|---|---|---|---|
| 30 Year Fixed | 3.875% | 3.902% | 0 | $940.47 |
| 20 Year Fixed | 3.625% | 3.711% | 0 | $1,172.81 |
| 15 Year Fixed | 3.250% | 3.355% | 0 | $1,405.34 |
| 30 Year Fixed | 3.750% | 3.896% | 1 | $926.23 |
| 20 Year Fixed | 3.500% | 3.700% | 1 | $1,159.92 |
| 15 Year Fixed | 3.000% | 3.249% | 1 | $1,381.16 |
Home Loan rates are updated daily.
The Annual Percentage Rates above are based on:
- A loan amount of $200,000
- At least 20% down payment
- Points disclosed
- A credit score of at least 740
- A rate lock period of 45 days
- Payment of certain customary fees at closing
- The purchase of a single family, primary residence, with no secondary financing
All loans are subject to credit approval and receipt of a residential appraisal validating sufficient value.