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Buy your own farm or expand your existing one with a mortgage loan from Farmers & Merchants State Bank. We have been servicing farms in Ohio, Indiana, and Michigan since 1897, so we know what you need to make your business succeed — that's why it's in our name!

  • Competitive rates for the purchase, refinance, or construction of agricultural properties
  • Repayment terms customized to fit your business's unique needs
  • Amortizations without balloons available
  • Lenders with working knowledge of local agricultural standards
  • Local decision-making and processing
  • Attentive, friendly service from start to finish