Home Equity Loans

Put your home’s equity to work …

You love living in your house, but did you know it’s good for more than just that? You can use the equity you have built up in your home for just about any purpose, from financing your child’s education to taking that dream vacation. For ongoing needs, we also offer a Home Equity Line of Credit (HELOC).

What can your Home Equity do for you?

When you have financing needs for an ongoing project or event, a Home Equity Line of Credit (HELOC) is an affordable and hassle-free way to get funding.

Competitive rates for several ongoing or seasonal needs:

  • Debt Consolidation
  • Home Improvement Projects
  • Major Life Events
  • Emergency Reserve
  • Business Expenses
  • And more

Features and Benefits

  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Funds easily available by mail or via in-person, online, or phone transfers to a specified F&M checking account
  • The interest paid might be tax deductible*
  • The existing equity in your home is used as collateral backing
  • Set up automatic payments to be deducted from your account monthly
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

Apply Online

Complete your online loan application today to get started.

Request Info

Looking for more information on our Home Equity Loans? Submit your information and one of our experienced Home Loan Originators will reach out to answer any questions you have!