We’re a community bank committed to helping individuals, families, farmers, and business owners grow their dreams. From traditional banking to the latest advancements in mobile, we are financial partners here to help you make your best investment decisions.
What can we do for you today?
From getting the best rate for your first home to maximizing your retirement savings, we have a range of products to suit your needs.
How can we help you grow your business?
Let us help with financing so you can focus more on keeping operations running smoothly. Explore our products. From short-term loans to treasury management, we tailor solutions to your business.
How can we make banking easier?
Whether you’re ready to save money by switching to us or want help planning your next purchase, our tools make it simple.
Important Updates About COVID-19
Get the latest information about F&M business operations and office access.
Get in touch with a local banker today
Invest in your career
Whether you’re just starting out or a seasoned professional, we have a range of opportunities for ambitious and customer-centric individuals seeking a fulfilling career.
From all of your friends at Farmers & Merchants State Bank, happy Thanksgiving! Remember to appreciate the things that are special to you.
4 days ago
There are a lot of options out there to save money.
From traditional savings accounts to IRAs and Securities, you have options when it comes to how you use your money. Explore them all and see what makes the most sense to you.
6 days ago
Holiday HELOC Special! Use your home equity to finance existing projects, consolidate your debt, build your emergency reserve, and more! Now through January 31, 2022, take advantage of our introductory HELOC rates as low as 2.25% APR.* Learn more and get qualified today at www.fm.bank/home-loans/home-equity-loans/
7 days ago
Need a new Business Checking account for your growing business?
Our new Business First Checking account features 100 free items per month, online banking and more, all with no monthly maintenance fee!
Learn more here: bit.ly/3nTkvj1
1 week ago
At F&M, we work hard to make every interaction with us a great one!
2 weeks ago
Absolutely love my FM Angola, IN staff. ALWAYS friendly, professional and caring.