12 Month CD Special

4.24% APY 12-Month CD Special!*

For a limited time, we’re offering a 12-month CD Special! Earn 4.24% APY on balances up to $125,000! Visit your nearest F&M office to take advantage of this special offer today! Terms and conditions apply.

  • Disclaimers
  • *APY – Annual Percentage Yield is effective as of December 14, 2022. Offer only available for new customers or new funds not currently held with Farmers & Merchants State Bank. At maturity, this Certificate of Deposit will automatically renew as a 12 month Certificate of Deposit. Stated  APY assumes interest remains on deposit until CD maturity. A minimum $2,500 deposit is required to open this account and the maximum deposit to open this account is $125,000. Fees may reduce earnings. The advertised APY is subject to change without notice. Limited time offer.

Request Info

Looking for more information about our 12 Month CD Special? Submit your information and one of our local bankers will reach out to answer any questions you have!